Terms & Conditions - Alliance Mortgage Solutions

Terms & Conditions

Terms & Conditions


Terms & Conditions

1. Introduction

1.1.    Welcome to CDE ALLIANCE FINANCIAL GROUP PTY LTD’s website, available at www.alliancemortgages.com.au (Site). CDE ALLIANCE FINANCIAL GROUP PTY LTD, trading as Alliance Mortgage Solutions (ACN 161 263 163) operates this website. Your access to and reliance on our website is subject to these Terms and Conditions, our Privacy Policy and any other notices, disclaimers, terms and conditions, or other statements contained on our website. Please read these Terms & Conditions (Terms & Conditions) before using our website.

1.2.    These Terms and Conditions (Terms and Conditions) apply to every person who uses our information, documents, software, and any other products and/or services that we provide, together referred to as (Services). By using this Site, you signify your acceptance of these Terms and Conditions. For the purposes of these Terms and Conditions, “Us”, “Our” and “We” refers to CDE ALLIANCE FINANCIAL GROUP PTY LTD and “You” and “Your” refers to you, the client, visitor, website user or person using our Site.

1.3.    In using our Site and/or Services, you warrant that you have had sufficient opportunity to access these Terms and Conditions, and that you have read, accepted and will comply with these Terms and Conditions in full without modifications. You must be over 18 years of age to use this Site and to purchase any of our Services. If you do not agree to these Terms and Conditions, do not use our Site and/or Services.

2. Amendment of terms

2.1.    We reserve the right to change, modify, add or remove portions of these Terms and Conditions from time to time without notice. Revised Terms and Conditions will apply to the use of this Site from the date of publication of the new Terms and Conditions on this Site. Please check these Terms and Conditions regularly prior to using our Site to ensure you are aware of any changes. If you choose to use our Site then we will regard that use as conclusive evidence of your agreement and acceptance of these Terms and Conditions.

3. Limitation of Liability

3.1.    By using our Site you agree and accept that CDE ALLIANCE FINANCIAL GROUP PTY LTD is not legally responsible for any loss or damage you may incur in relation to your use of the Site, whether from errors or from omissions in our content or information, any goods or services we may offer, or from any other use of the Site or Services. This includes your use or reliance on any third party content, links, comments or advertisements. Your use of, or reliance on, any content or information on this Site is entirely at your own risk, for which we shall not be liable.

3.2.    It is your own responsibility to ensure that any Services available through this Site meet your specific, personal requirements. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

4. ACL and Consumer Guarantees

4.1.    For the purpose of Schedule 2 of the Australian Consumer Law, in particular Section 51 to 53, 64 and 64A of Part 3-2, Division 1, Subdivision A of the Competition and Consumer Act 2010 (Cth). The liability of CDE ALLIANCE FINANCIAL GROUP PTY LTD for any breach of a term of this agreement is limited to the supplying of the goods or services to you again, the replacement of the goods, or the payment of the cost of having the goods or services supplied to you again.

5. Links To Other Websites

5.1.    We may from time to time provide, on its Site, links to other websites, advertisements and information on those websites for your convenience. This does not necessarily imply sponsorship, endorsement, or approval or arrangement between CDE ALLIANCE FINANCIAL GROUP PTY LTD and the owners of those websites. We take no responsibility for any of the content found on the linked websites.

5.2.    Our Site may contain information or advertisements provided by third parties for which we accept no responsibility whatsoever for any information or advice provided to you directly by third parties. We are making a „recommendation‟ only and are not providing any advice nor do we take any responsibility for any advice received in this regard.

6. Privacy Policy

6.1.    At CDE ALLIANCE FINANCIAL GROUP PTY LTD, we are committed to protecting your privacy. We agree to comply with the legal requirements of the Australian Privacy Principles as set out in the Privacy Act 1988 (Cth). Our Privacy Policy sets out the manner in which we treat your personal information. Please read our separate Privacy Policy carefully.

7. Disclaimer

7.1.    To the fullest extent permitted by law, CDE ALLIANCE FINANCIAL GROUP PTY LTD absolutely disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for any particular purpose. We give no warranty that our Site or its server is free of viruses or any other harmful components.

7.2.    The materials and information on our website are provided to give you general guidance in home financing. All product details, rates, terms, conditions and other information is subject to change at any time without notice. The materials and information on our website is not intended to be financial, legal or any other advice or a product recommendation. Where general advice may be provided on home loan products, we have not taken your financial circumstances, needs and objectives into account, and you should consider these things before making any decisions. CDE ALLIANCE FINANCIAL GROUP PTY LTD and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on our website.

7.3.    Whilst we, at all times endeavour to have the most accurate, reliable and up-to-date information on our Site, we do not warrant or make any representations regarding the use or the result of the use of any document, product, service, link or information on the Site or as to its correctness, suitability, accuracy, reliability, or otherwise.

8. Third Parties

8.1.    We do not and will not sell or deal in personal or customer information. We may, however, use non identifiable information without any reference to your name or your information to create marketing statistics, identify user demands and to assist in meeting customer needs generally. In addition, the third party may use the information that you provide to improve its website and services but not for any other use.

9. Disclose Your Information

9.1.    We may be required, in certain circumstances, to disclose information in good faith and where we are required to do so in the following circumstances: by law or by any court; to enforce the terms of any of our customer agreements; or to protect the rights, property or safety of our customers or third parties. Please read our separate Privacy Policy carefully.

10. Restricting Access

10.1.   We reserve the right to exclude and deny any person access to our Site and Services, at any time in our sole discretion.

11. Intellectual Property

11.1.   This Site contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, trademarks and graphics. You are not permitted to reproduce the documents, information or materials on the Site for the purposes of sale or the use by any third party. In particular you are not permitted to republish, upload, transmit electronically or otherwise or distribute any of the materials, documents or products that may be available for download from time to time on this Site.

11.2.   We expressly reserve all copyright and trademark in all documents, information and materials on our Site and we reserve the right to take action against you if you breach any of these terms.

11.3.   Any reproduction or redistribution of part or all of the contents in any form is prohibited other than the following: you may print or download to a local hard disk content for your personal and non-commercial use only; and you may copy the content to individual third parties for their personal use, but only if you acknowledge the Site as the source of the material.

11.4.   You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.

12. Severability

12.1.   If any provision of these Terms and Conditions is held to be illegal, void, or unenforceable in any state or territory then such a clause shall not apply in that state or territory and shall be deemed never to have been included in these Terms and Conditions in that state or territory. Such a clause if legal and enforceable in any other state or territory shall continue to be fully enforceable and part of this agreement in those other states and territories. The deemed exclusion of any term pursuant to this paragraph shall not affect or modify the full enforceability and construction of the remaining provisions of these Terms and Conditions.

13. Entire Agreement

13.1.   These Terms and Conditions make up the entire agreement between you and CDE ALLIANCE FINANCIAL GROUP PTY LTD and supersede any prior agreement, understanding or arrangement between you and CDE ALLIANCE FINANCIAL GROUP PTY LTD whether oral or in writing. No other term is to be included in this agreement except where it is required to be included by any legislation of the Commonwealth, or any state or territory. All implied terms except those implied by statute and which cannot be expressly excluded are hereby expressly excluded.

14. Dispute

14.1.   By accepting the Terms and Conditions you agree to use your best endeavour to use negotiation and mediation to resolve disputes arising from or in connection with these Terms. Please notify us in writing of any dispute you may have.

15. Termination

15.1.   These Terms and Conditions terminate automatically if, for any reason, we cease to operate the Site.

15.2.   We may otherwise terminate these Terms and Conditions immediately, on notice to you, if you have breached these Terms in any way.

16. Jurisdiction

16.1.   These Terms and Conditions and this Site are subject to the laws of New South Wales and Australia. If there is a dispute between you and CDE ALLIANCE FINANCIAL GROUP PTY LTD that results in litigation then you must irrevocably submit to the jurisdiction of the courts of New South Wales.


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